# Best AI Model for Finance (November 2026) — Live SOTA Ranking

As of Nov 3, 2026, no model holds the Finance crown on isitsota. Muse Spark 1.2 ranks #1 on the board, but a crown needs a confirmed lead. The ranking is a weighted score over 4 benchmarks, recomputed automatically (methodology v1.0).

Last updated: Nov 3, 2026

Category board: https://isitsota.com/c/finance

## Top 10 ranked

| Rank | Model | Lab | Status | Score | Open weights | Price |
| ---: | --- | --- | --- | ---: | --- | --- |
| 1 | [Muse Spark 1.2](https://isitsota.com/m/muse-spark-1-2) | Meta | Near-SOTA · Finance | 100.0 | No | $2 / 1M tokens (blended) |
| 2 | [Muse Spark 1.1](https://isitsota.com/m/muse-spark-1-1) | Meta | Near-SOTA · Finance | 99.1 | No | $2 / 1M tokens (blended) |
| 3 | [Muse Spark](https://isitsota.com/m/muse-spark) | Meta | Near-SOTA · Finance | 98.1 | No | — |
| 4 | [Claude Sonnet 4.6](https://isitsota.com/m/claude-sonnet-4-6) | Anthropic | Near-SOTA · Finance | 97.2 | No | $6 / 1M tokens (blended) |
| 5 | [Claude Fable 5](https://isitsota.com/m/claude-fable-5) | Anthropic | Near-SOTA · Finance | 96.3 | No | $20 / 1M tokens (blended) |
| 1 | [Claude Opus 5.5](https://isitsota.com/m/claude-opus-5-5) | Anthropic | #1 in Finance | — | No | $8 / 1M tokens (blended) |
| 2 | [Gemini 4 Argon](https://isitsota.com/m/gemini-4-argon) | Google DeepMind | #2 in Finance | — | No | $4 / 1M tokens (blended) |
| 3 | [Muse Wonder Full](https://isitsota.com/m/muse-wonder-full) | Meta | #3 in Finance | — | No | — |
| 6 | [GPT-5.6 Luna](https://isitsota.com/m/gpt-5-6-luna) | OpenAI | #6 in Finance | 94.4 | No | $0.45 / 1M tokens (blended) |
| 6 | [GPT-5.6 Terra](https://isitsota.com/m/gpt-5-6-terra) | OpenAI | #6 in Finance | 94.4 | No | $4.5 / 1M tokens (blended) |

## Budget, open-weights and local picks

- Best on a budget: GPT-5.6 Luna. Cheapest of the 8 priced models in the top 10: $0.45 per 1M tokens, ranked #6.
- Best open-weights: Kimi K3. #1 on the open-weights board (license: Proprietary).
- Best to run locally (≤32B): Qwen3.8 27B. #1 among models at or under 32B, 27B parameters.

## Top 10

- #1 Muse Spark 1.2
- #2 Muse Spark 1.1
- #3 Muse Spark
- #4 Claude Sonnet 4.6
- #5 Claude Fable 5
- #1 Claude Opus 5.5
- #2 Gemini 4 Argon
- #3 Muse Wonder Full
- #6 GPT-5.6 Luna
- #6 GPT-5.6 Terra

## Crown changes


## Weights

- Finance Agent: primary, weight 1
- Excel Modeling Benchmark (EMB): secondary, weight 0.35
- TaxEval: secondary, weight 0.35
- Tax Agent Bench: secondary, weight 0.35

## How we decide

Finance is ranked by a weighted score over 4 benchmarks: Finance Agent (primary, weight 1), Excel Modeling Benchmark (EMB) (secondary, weight 0.35), TaxEval (secondary, weight 0.35), and Tax Agent Bench (secondary, weight 0.35).
Only validated results count. A new #1 takes the crown once its lead is confirmed by a second signal; until then the page says the crown is pending.
The verdict engine re-checks its sources every hour and records each crown change with its date.
Methodology: https://isitsota.com/methodology

## Popular comparisons

- [Claude Opus 5.5 vs Gemini 4 Argon](https://isitsota.com/compare/claude-opus-5-5-vs-gemini-4-argon)
- [Claude Fable 5 vs Claude Opus 5.5](https://isitsota.com/compare/claude-fable-5-vs-claude-opus-5-5)
- [Claude Opus 5.5 vs Muse Wonder Full](https://isitsota.com/compare/claude-opus-5-5-vs-muse-wonder-full)
- [Claude Fable 5 vs Gemini 4 Argon](https://isitsota.com/compare/claude-fable-5-vs-gemini-4-argon)
- [Claude Opus 5.5 vs Muse Spark 1.2](https://isitsota.com/compare/claude-opus-5-5-vs-muse-spark-1-2)
- [Claude Opus 5.5 vs Muse Spark 1.1](https://isitsota.com/compare/claude-opus-5-5-vs-muse-spark-1-1)

## FAQ

### Who is SOTA in Finance?

As of Nov 3, 2026, Finance is uncrowned on isitsota (methodology v1.0).

### Since when is the Finance crown current?

As of Nov 3, 2026, Finance has an open crown.

### What is the best open-weights model for Finance?

As of Nov 3, 2026, Kimi K3: #1 on the open-weights board (license: Proprietary).

### What is the best Finance model I can run locally?

As of Nov 3, 2026, Qwen3.8 27B: #1 among models at or under 32B, 27B parameters.

### What is the cheapest top-10 model for Finance?

As of Nov 3, 2026, GPT-5.6 Luna. Cheapest of the 8 priced models in the top 10: $0.45 per 1M tokens, ranked #6.

### Which benchmarks decide Finance?

Finance is ranked by a weighted score over 4 benchmarks: Finance Agent (primary, weight 1), Excel Modeling Benchmark (EMB) (secondary, weight 0.35), TaxEval (secondary, weight 0.35), and Tax Agent Bench (secondary, weight 0.35).

### How often is this ranking updated?

Every hour, automatically. The board last changed on Nov 3, 2026.